The great thing about personal budgeting spreadsheets is they can easily be modified to fit your budget. You can enter the exact categories you use monthly for your income and your expenses. These categories can be really detailed such as having individual credit cards listed by name or they can be broad such as having one group named credit cards for all your credit card bills.
We can use it as diary and record all important activities, to do list etc. These days spreadsheet is one of the most common program which you can find almost everywhere, be it personal computer, PDA, and the like. Such an easy availability and supports give you sheer freedom to view your data, no matter wherever you are.