If you are on a budget or looking to get on one, tracking your finances plays a major role in how successful your budget will be. A personal finance spreadsheet is a great way to keep track of your income and expenses. By using a Microsoft Excel spreadsheet or a Google docs spreadsheet you can easily see exactly how much you are spending and how much you are saving each month.
You can make utilities for yourself where you can put all your calculations and worksheets. This will reduce repetitive work to a great extent and help you save time for some other productive and constructive work. Apart from them, there are a countless number of other ways to use spreadsheet such as planning your tax, investment, cash flows, managing phone numbers and contact details and the like.