Rent or mortgage, homeowners insurance or renters insurance, all utility bills, auto loan or auto insurance payments, gas for your vehicle, food for home, and so forth. Once again, these are items that you cannot live without.
Spreadsheets are perhaps the most used software program in the workplace. The history of the use of spreadsheet is very old. People use to keep information in tabular form at the time when personal computers were not even invented. It goes without saying that the electronic spreadsheets have given a well and truly new dimension to data keeping and analysis.