Do you need to get out of debt and as quickly as possible? If you do not have any debt right now, would you like to ensure it stays that way? If so, you have a number of options. One of the easiest for you to implement requires nothing more than a few minutes of your time, the gathering of your bills, and a computer. If you keep reading on, I am going to show you how to make a spreadsheet that can help you keep your personal finances organized.
To get started, type the month in question in large print at the top. Next, you need to type (also in large font) how much money you make each month. So, if this is a four week month, you want to take your weekly paycheck and add it four times. Next, you need to go through and create a column with your expenses. You need to start with the necessary items first.