It is easy to create a budget for your personal finances, but it is not as easy to always stick with it. For that reason, it might take you a few months before the total you are actually spending matches up with the recommended amount from your budget. This is okay if you are not in debt because there is no rush. However, if you have creditors calling your home at all hours of the day, it might be within your best interest to meet with a debt relief counselor or to schedule and appointment with your financial advisor.
To keep our financial, investment, tax, health, birthdays information and the like. We can use it for simple as well as specialized calculations. Like, comparing cost and returns of various loan, investment and insurance options available in the market.