Spreadsheets are perhaps the most used software program in the workplace. The history of the use of spreadsheet is very old. People use to keep information in tabular form at the time when personal computers were not even invented. It goes without saying that the electronic spreadsheets have given a well and truly new dimension to data keeping and analysis.
I think it is best to keep a monthly budget instead of an annual one. This is because things change monthly. You might need to spend extra money for a holiday party in November and December, and so forth. So we are going to make a monthly budget. However, what you need to do is first consider all of your yearly bills. These are bills that you pay once a year only.